Reinsurance Renewals and Attachment Points (Sep. ’25)

In an Assured Comment following the reinsurance meetings in Monte Carlo, Assured Research published property loss distributions from before and after the historic Jan. ’23 renewals. They illustrate this point: Property/cat rate decreases will result in a higher ceded and assumed loss ratio. Rate decreases and lower attachment points will both raise the loss ratio and make it less predictable by changing the distribution of ceded losses. Contact us for the work as part of a trial.