Not One Pricing Cycle, But Many (March, 2026)

In an Assured Comment published in March of 2026, Assured Research showed evidence that pricing cycles by insurance product have become more distinct since roughly 2017. That’s good for everyone (including buyers, where prices might retreat more slowly than in property lines, but they also shouldn’t rise quickly because of a bad property loss year.) Capital is fungible, but not infinite, so the cycles will remain broadly correlated. More in our Assured Comment.