Assured Research Weighs in on 42% North Carolina HO Rate Increase  (Feb., '24)

In an Assured Comment we examined a recent homeowners' rate filings in NC - the subject of media attention because it seeks a 42% increase deemed "insane" by local politicians. Our comparison of the prior filing (2020) with the 2024 filing identifies one major change - the cost of reinsurance. Our work was featured in an Artemis story found at this link.

Assured Research on Opioid Litigation - The 'Next Asbestos?' (Jan., 2024)

In an Assured Report we examined the accelerating trend of companies exposed to the various mass torts roiling society and their intersection with P/C insurers (think opioids, asbestos, talc, PFAS, etc). Opioid litigation, in particular, is forecasted by some to be a larger insured loss than A&E (or rather, A+E). Contact us for the report as part of a trial.

Assured Research Raises a Yellow Flag on Workers' Compensation (Oct., 2023)

Assured Research has raised the yellow flag on workers' compensation U/W margins. Our concern - the era of a mega-cycle in WC profitability may be waning. Our reasons include rising medical cost trends, a shrinking gap in the wage/medical trend lines, and most recently our observation that the benefits from the decade-long decline in opioid Rx is probably in the 8th inning. We'd be pleased to share this work as part of a trial, and our research on opioid Rx trends was featured in Carrier Management.

Assured Research YouTube Channel (June, 2023)

Over the past month we've begun to post short videos (10 min. or so) to a new Assured Research YouTube Channel. Current videos cover the accounting for fixed income securities (relevant in the context of recent bank failures), the impact of inflation on actuarial work, and most recently our deconstruction and reconstitution of the Medical CPI for P/C insurers. Links are accessible by all, though for the most insights we encourage a trial subscription.

Assured Research Makes Carrier Management Top 100 (Feb., 2023)

Assured Research was honored to be included - twice - in Carrier Management's release of their top 100 articles (top 10 each year for their 10 years of publishing). We participated in research on predictive analytics in 2013 (#6) and our article on social inflation was #7 in 2020. Wishing Carrier Management another successful decade ahead! Download their report at no cost here.